Agriculture forms the backbone of the Indian economy, and millions of farmers across the country rely on their crops for their livelihoods. However, unpredictable factors like natural calamities, pests, and diseases can wreak havoc on their produce, leaving them vulnerable to financial losses. To address this concern, the Government of West Bengal introduced the Bangla Shasya Bima Yojana, an agricultural insurance scheme aimed at providing a safety net for farmers in the state. In this blog, we will explore the key features and benefits of this scheme.
Coverage and Objective
The Bangla Shasya Bima Yojana offers insurance coverage to a wide range of crops cultivated in West Bengal. Whether it’s food crops like paddy and wheat, cash crops like jute and tea, or horticultural crops like fruits and vegetables, farmers can protect their investments and secure their future. The primary objective of this scheme is to alleviate the financial burden on farmers in the event of crop failure or damage caused by natural calamities, pests, or diseases.
Short Details
| Name | West Bengal Bangla Shasya Bima Yojana |
| Launched by | West Bengal Government |
| Beneficiaries | Farmers of the state |
| Objective | Providing crop insurance |
| Official site | https://banglashasyabima.net/ |
Premium and Subsidy
Participating in the scheme requires farmers to pay a nominal premium. However, the Government of West Bengal plays a significant role by subsidising a portion of the premium on behalf of the farmers. This collaboration between farmers and the government ensures that the cost of insurance remains affordable while providing comprehensive coverage.
Determining Insured Amount
The insured amount under the Bangla Shasya Bima Yojana is determined based on various factors such as the crop being cultivated, the extent of cultivation, and the potential yield. The government takes into account the area of cultivation, crop-specific risks, and historical data to arrive at an appropriate insured amount. This systematic approach ensures that farmers receive adequate compensation in the event of crop loss or damage.
To support the farming community in West Bengal, the Government of West Bengal has introduced the West Bengal Shasya Bima Yojana 2023. This scheme offers crop insurance to farmers, and interested individuals can now register for the scheme in the coming years. In this blog post, we will provide you with comprehensive information about the WB Bangla Shasya Scheme 2023, including eligibility requirements, key features, and the step-by-step process to apply through the official government website dedicated to this scheme.
Claim Settlement Process
In the unfortunate event of crop loss or damage, farmers can file claims under the scheme. The claims are assessed by designated authorities who employ scientific methods such as crop cutting experiments and input-output norms to determine the extent of the loss. These evaluations are carried out meticulously to ensure transparency and accuracy in claim settlements. Once the claims are verified, the compensation amount is disbursed to the affected farmers in a timely manner.
Awareness and Implementation
The West Bengal Agriculture Department is responsible for implementing and administering the Bangla Shasya Bima Yojana. To ensure maximum participation, the government conducts awareness campaigns and disseminates information about the scheme through various channels. It encourages farmers to take advantage of this initiative and protect their crops against unforeseen circumstances.
Benefits and Impact
The Bangla Shasya Bima Yojana has had a significant impact on the lives of farmers in West Bengal. By mitigating the financial risks associated with crop failure, the scheme has provided a sense of security and stability to farmers’ livelihoods. It has also encouraged farmers to adopt modern farming practices and invest in crop production without fear of potential losses. Moreover, the scheme has contributed to the overall economic growth of the state by safeguarding the agricultural sector.
Application Procedure Of WB Bangla Shasya Bima Yojana 2023
- Initially, please navigate to the provided hyperlink to access the official webpage of the program. Subsequently, proceed to select the “Register” option available on the webpage.
- Upon clicking the link, a fresh page will appear on your screen, presenting the registration form before you.
- Please complete the registration form by entering all the required information and providing the necessary details.
- Proceed to select the “Sign Up” option. Following that, you will be prompted to log in using your credentials to access the platform.
Insurance Calculate
- Initially, kindly click on the provided hyperlink to navigate to the official webpage of the program. Subsequently, the homepage will appear on your screen.
- Next, proceed to click on the “Insurance Calculator” option. As a result, a popup window will appear, displaying its content on your screen.
- You can read the details given there.
- You will be able to determine your insurance calculations based on the provided information. As a result, a popup window will be displayed on your screen.
Report Crop Loss
- To begin, please click on the provided hyperlink to access the official webpage of the program. As a result, the homepage will be presented on your screen.
- Subsequently, proceed to select the “Report Crop Loss” option. This action will lead to the appearance of a fresh page on your screen.
- On the newly displayed page, you will find comprehensive details regarding the insurance companies and their toll-free contact numbers.
- You have the option to get in touch with the specified company by selecting the “Close” button.
Procedure To Login On The Portal
- Please navigate to the Official Website of West Bengal Bangla Shasya Bima Yojana by clicking on the provided link. As a result, the homepage of the website will be displayed for your access.
- Next, please proceed to click on the “Login” option. This action will lead to the appearance of a fresh page before you.
- On the aforementioned page, you will be prompted to input your email address, password, and select the appropriate season. Once you have entered the required information, kindly click on the “Login” button. By following this process, you will successfully access the portal.
How Download Certificate Of Insurance
- Kindly proceed to visit the Official Website of West Bengal Bangla Shasya Bima Yojana by clicking on the provided link. As a result, the homepage of the website will be presented to you.
- Upon reaching the homepage, you are requested to select the option “Download Certificate of Insurance.” By doing so, a fresh page will be displayed for your access.
- On the provided page, you will be required to enter your voter ID card information. Once you have inputted the necessary details, please proceed to click on the “Check” button.
- Following the completion of the above steps, your certificate will be presented on your screen. To download it, kindly click on the “Download” option.
Helpline Number
- Helpline Number – 8336900632, 8373094077, 8336957181
- For any Insurance claim related query contact here: 18005720258 (10 am to 6 pm), ro.kolkata@aicofindia.com
- For any technical related issue of the BSB portal and mobile application, please drop an email at banglashasyabima@ingreens.in
Conclusion
The West Bengal Bangla Shasya Bima Yojana is a government initiative aimed at providing insurance coverage to farmers in West Bengal. It offers financial protection against crop loss due to natural calamities, pests, or diseases. The scheme facilitates easy access to insurance services and encourages farmers to participate by providing subsidies on insurance premiums. By implementing this scheme, the government aims to safeguard the livelihoods of farmers and promote agricultural stability in the state of West Bengal.
FAQs
What is West Bengal Bangla Shasya Bima Yojana?
- West Bengal Bangla Shasya Bima Yojana is a government scheme that provides insurance coverage to farmers in West Bengal to protect them from crop loss due to natural calamities, pests, or diseases.
Who is eligible for the West Bengal Bangla Shasya Bima scheme?
- Farmers who own agricultural land in West Bengal and have registered voter ID cards are eligible to apply for the West Bengal Bangla Shasya Bima Yojana.
What does the insurance cover under Bengal Bangla Shasya Bima scheme?
- The scheme provides insurance coverage for crops, including food grains, oilseeds, horticultural crops, and commercial crops, against risks like flood, drought, cyclone, pests, diseases, etc.
How to apply for the Bengal Bangla Shasya Bima West Bengal scheme?
- To apply for the West Bengal Bangla Shasya Bima Yojana, farmers need to visit the official website, fill out the application form with the required details, and submit the form online. Alternatively, they can also apply through authorised Common Service Centres (CSCs).
Is there any premium to be paid by farmers?
- Yes, farmers need to pay a nominal premium for the insurance coverage. However, the government provides subsidies on the premium amount to make it affordable for the farmers. The exact premium rates may vary based on the crop and its risk factors.
It’s important to note that the answers provided here are based on general knowledge and may not reflect the most up-to-date information. It’s always recommended to refer to the official sources or contact the relevant authorities for accurate and updated details about the West Bengal Bangla Shasya Bima Yojana.